The bank reported standalone net profit of Rs 23,037.95 crore for the quarter ended September 30, 2026 as compared to Rs 20159.67 crore in the same period last year, registering a year-on-yearÿgrowthÿof 14.28 per cent.

Interest income of the bank rose by 10.33 per cent at Rs 132018.55 crore for the quarter ended September 30, 2026 as against Rs 119653.93 crore in the corresponding period last year.

During the July-September quarter, total income rose moderately by 6.53 per cent to Rs 1,43,796.01 crore from Rs 1,34,979.47 crore in the year ago period.

Meanwhile, operating expenses increased by 8.54 per cent to Rs 1,16,858.77 crore from Rs 1,07,668.55 crore in the same period last year.

Operating profit slipped 1.37 per cent to Rs 26,937.24 crore from Rs. 27,310.92 crore.

Provisions and Contingencies slipped by 21.91 per cent at Rs 4,216.86 crore from Rs 5,400.12 crore a year ago.

NII, the difference between interest earned on loans and interest paid on deposits, increased by 14.33 per cent at Rs 49,142.85 crore versus Rs 42,984.06 crore in the year ago period. Non-interest income dipped 23.15 per cent year-on-year to Rs 11,777.46 crore.

On the asset side, gross non- performing assets (NPAs)ÿfellÿto 1.39 per cent of the gross advances as at the end of September 30, 2026 from a level of 1.73 per cent year earlier. Its net NPAs or bad loans tooÿdeclinedÿto 0.36 per cent of net advances on September 30, 2026 from 0.42 per cent a year ago.