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News Details

29/10/2026 21:20

Capital Small Bank Q2 net profit up 30.73% at Rs 45.61 cr

The bank reported standalone net profit of Rs 45.61 crore for the quarter ended September 30, 2026 as compared to Rs 34.89 crore in the same period last year, registering a year-on-yearÿgrowthÿof 30.73 per cent.

Interest income of the bank rose by 17.30 per cent at Rs 300.82 crore for the quarter ended September 30, 2026 as against Rs 256.46 crore in the corresponding period last year.

During the July-September quarter, total income rose moderately by 18.37 per cent to Rs 330.95 crore from Rs 279.60 crore in the year ago period.

Meanwhile, operating expenses increased by 16.21 per cent to Rs 266.03 crore from Rs 228.93 crore in the same period last year.

Operating profit surged 28.12 per cent to Rs 64.92 crore from Rs. 50.67 crore.

Provisions and Contingencies slipped by 29.53 per cent at Rs 3.03 crore from Rs 4.30 crore a year ago.

NII, the difference between interest earned on loans and interest paid on deposits, increased by 21.96 per cent at Rs 136.16 crore versus Rs 111.64 crore in the year ago period. Non-interest income rose 30.21 per cent year-on-year to Rs 30.13 crore.

On the asset side, gross non- performing assets (NPAs)ÿfellÿto 2.36 per cent of the gross advances as at the end of September 30, 2026 from a level of 2.70 per cent year earlier. Its net NPAs or bad loans tooÿdeclinedÿto 1.12 per cent of net advances on September 30, 2026 from 1.38 per cent a year ago.