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News Details

23/01/2026 16:30

DCB Bank Q3 net profit up 21.99% at Rs 184.74 cr

The bank reported standalone net profit of Rs 184.74 crore for the quarter ended December 31, 2025 as compared to Rs 151.44 crore in the same period last year, registering a year-on-yearÿgrowthÿof 21.99 per cent.

Interest income of the bank rose by 11.36 per cent at Rs 1860.88 crore for the quarter ended December 31, 2025 as against Rs 1671.05 crore in the corresponding period last year.

During the October-December quarter, total income rose moderately by 12.25 per cent to Rs 2,082.30 crore from Rs 1,855.10 crore in the year ago period.

Meanwhile, operating expenses increased by 11.08 per cent to Rs 1,759.46 crore from Rs 1,583.99 crore in the same period last year.

Operating profit surged 19.08 per cent to Rs 322.84 crore from Rs. 271.11 crore.

Provisions and Contingencies surged by 10.32 per cent at Rs 74.11 crore from Rs 67.18 crore a year ago.

NII, the difference between interest earned on loans and interest paid on deposits, increased by 15.07 per cent at Rs 624.67 crore versus Rs 542.87 crore in the year ago period. Non-interest income rose 20.30 per cent year-on-year to Rs 221.42 crore.

On the asset side, gross non- performing assets (NPAs)ÿfellÿto 2.72 per cent of the gross advances as at the end of December 31, 2025 from a level of 3.11 per cent year earlier. Its net NPAs or bad loans tooÿdeclinedÿto 1.10 per cent of net advances on December 31, 2025 from 1.18 per cent a year ago.