The bank reported standalone net profit of Rs 23.88 crore for the quarter ended December 31, 2025 as compared to Rs 19.85 crore in the same period last year, registering a year-on-yearÿgrowthÿof 20.30 per cent.

Interest income of the bank rose by 21.66 per cent at Rs 407.06 crore for the quarter ended December 31, 2025 as against Rs 334.59 crore in the corresponding period last year.

During the October-December quarter, total income rose substantially by 21.10 per cent to Rs 456.31 crore from Rs 376.79 crore in the year ago period.

Meanwhile, operating expenses increased by 18.55 per cent to Rs 415.17 crore from Rs 350.21 crore in the same period last year.

Operating profit surged 54.78 per cent to Rs 41.14 crore from Rs. 26.58 crore.

Provisions and Contingencies surged by 157.61 per cent at Rs 17.26 crore from Rs 6.70 crore a year ago.

NII, the difference between interest earned on loans and interest paid on deposits, increased by 20.17 per cent at Rs 154.22 crore versus Rs 128.34 crore in the year ago period. Non-interest income rose 16.71 per cent year-on-year to Rs 49.25 crore.

On the asset side, gross non- performing assets (NPAs)ÿfellÿto 2.36 per cent of the gross advances as at the end of December 31, 2025 from a level of 3.53 per cent year earlier. Its net NPAs or bad loans tooÿincreasedÿto 1.11 per cent of net advances on December 31, 2025 from 0.86 per cent a year ago.