The bank reported standalone net profit of Rs 4,773.96 crore for the quarter ended September 30, 2025 as compared to Rs 4014.53 crore in the same period last year, registering a year-on-yearÿgrowthÿof 18.92 per cent.

Interest income of the bank rose by 6.07 per cent at Rs 31543.89 crore for the quarter ended September 30, 2025 as against Rs 29740.07 crore in the corresponding period last year.

During the July-September quarter, total income rose moderately by 11.17 per cent to Rs 38,597.73 crore from Rs 34,721.07 crore in the year ago period.

Meanwhile, operating expenses increased by 10.87 per cent to Rs 30,009.60 crore from Rs 27,067.24 crore in the same period last year.

Operating profit surged 12.21 per cent to Rs 8,588.13 crore from Rs. 7,653.83 crore.

Provisions and Contingencies surged by 4.57 per cent at Rs 2,354.17 crore from Rs 2,251.29 crore a year ago.

NII, the difference between interest earned on loans and interest paid on deposits, slipped by 1.87 per cent at Rs 9,141.19 crore versus Rs 9,315.20 crore in the year ago period. Non-interest income rose 41.61 per cent year-on-year to Rs 7,053.84 crore.

On the asset side, gross non- performing assets (NPAs)ÿfellÿto 2.35 per cent of the gross advances as at the end of September 30, 2025 from a level of 3.73 per cent year earlier. Its net NPAs or bad loans tooÿdeclinedÿto 0.54 per cent of net advances on September 30, 2025 from 0.99 per cent a year ago.