The bank reported standalone net loss during the quarter stood at Rs 444.79 crore compared to net profit of Rs 1325.45 crore in the previous year quarter.ÿ

Interest income of the bank declined by 8.49 per cent at Rs 11608.63 crore for the quarter ended September 30, 2025 as against Rs 12686.28 crore in the corresponding period last year.

During the July-September quarter, total income dipped moderately by 10.85 per cent to Rs 13,256.59 crore from Rs 14,870.18 crore in the year ago period.

Meanwhile, operating expenses dropped by 0.44 per cent to Rs 11,228.59 crore from Rs 11,278.41 crore in the same period last year.

Operating profit slipped 43.54 per cent to Rs 2,028.00 crore from Rs. 3,591.77 crore.

Provisions and Contingencies surged by 44.08 per cent at Rs 2,622.38 crore from Rs 1,820.10 crore a year ago.

NII, the difference between interest earned on loans and interest paid on deposits, slipped by 17.54 per cent at Rs 4,409.37 crore versus Rs 5,347.26 crore in the year ago period. Non-interest income dipped 24.54 per cent year-on-year to Rs 1,647.96 crore.

On the asset side, gross non- performing assets (NPAs)ÿroseÿto 3.60 per cent of the gross advances as at the end of September 30, 2025 from a level of 2.11 per cent year earlier. Its net NPAs or bad loans tooÿincreasedÿto 1.04 per cent of net advances on September 30, 2025 from 0.64 per cent a year ago.